Privacy Policy

Nada: Debt Payoff Planner

Last updated: 2 November 2026

In short:

• Nada does not collect your data. No accounts, no ads, no tracking.
• Your debts and payments stay on your phone, and in your own iCloud if you turn it on. We can’t see them.
• Apple handles purchases and iCloud. We never see your card details.

In this page, personal data means information that can be linked to you.

Who runs Nada?

Nada is run by {OPERATOR_NAME}, {BUSINESS_ADDRESS}, Spain. Tax ID: {NIF}.

Email: hello@nadadebt.com. Website: nadadebt.com.

“We” in this page means {OPERATOR_NAME}.

What information does Nada use?

Nada uses what you type in: your debts, your payments and your settings. It uses this only to make your plan and show your progress.

Where does my data live?

• On your phone. This is the main place.
• In your private iCloud, if you turn on iCloud sync. A copy syncs under your own Apple Account. Apple says only you can open your private iCloud data by default, and developers can’t see it in their developer tools. We can’t see it.
• Not on our servers. Nada has no servers for the app. Nothing you enter is sent to us.

What does Nada not do?

Nada does not:

• collect your personal data
• sell or share your data
• track you or build a profile of you
• show ads
• use analytics
• use code from other companies that collects data

The App Store privacy label for Nada is “Data Not Collected”.

Which phone features does Nada ask to use?

All of these are optional. Nada asks when it needs one. You can say no. You can change your mind later in iPhone Settings.

• Face ID or passcode. Locks the app. Your iPhone does the check and only tells Nada “yes” or “no”. Nada never sees your face data. If Face ID fails, you can use your passcode.
• Notifications. Sends reminders before a payment is due. Reminders are made on your phone.
• Calendar (add events only). Adds due dates to your Apple Calendar. Nada can add events. It can’t read your calendar.
• Apple Health (optional). Only if you turn on Mood check and choose Save to Apple Health. Nada then writes your mood answers to Apple Health. Nada never reads your Health data. You can turn this off at any time.
• Haptics. Small vibrations when you tap. This uses no personal data.

What does Apple do?

Apple handles some things under its own privacy policy: apple.com/legal/privacy.

• Purchases. You buy Pro through the App Store. Apple takes the payment. We never see your card details. Nada only checks, on your phone, whether Pro is unlocked.
• iCloud sync. Described above.
• Crash reports. Nada adds no crash tool. Your iPhone can send crash reports to Apple, and to app makers if you allow it. Apple says it collects this information anonymously. You control this in iPhone Settings › Privacy & Security › Analytics & Improvements. Turn off Share With App Developers to stop sharing with us and other app makers.

What about the website?

• The website uses no cookies and no analytics.
• Our website is hosted by Cloudflare. Like any web host, it handles technical data such as your IP address to send you the pages. We don’t use it to identify you.
• Your country, to pick a language. When you open our home page, Cloudflare tells our site which country you are in, from your IP address. We use it, with your browser’s language, only to send you to the right version of the site, such as Spanish for Spain. We don’t store it, and you can always choose another version at the top of the page.
• The only way data reaches us is when you email us. If you email hello@nadadebt.com, we get your email address and what you write. We use it to answer you. We keep it for as long as we need to help you, then delete it. Please don’t send card numbers or passwords.
• The feedback row in the app’s Settings opens your own email app. Nothing is sent unless you press send.

Is Nada for children?

Nada is rated 4+ on the App Store because it has no adult content. It is not aimed at children. We don’t collect data from anyone, including children.

What are my rights?

In the EU, a law called the GDPR gives you rights over your personal data. You can ask to see it, correct it, delete it, get a copy, limit how it’s used, or object to how it’s used. You can also complain to a regulator. If you live outside the EU, your local law may give you similar rights.

Nada holds none of your app data, so here is how this works in practice:

• Delete your data. In the app, go to Settings › Delete all data. Or delete the app. If you used iCloud sync, also remove Nada’s data from your iCloud storage in iPhone Settings. Menu names can change with iOS updates.
• Get a copy. Export your data from the app as CSV or PDF.
• Emails you sent us. Email hello@nadadebt.com to see, correct, delete or get a copy. We reply within one month.
• Data held by Apple. Use Apple’s privacy page: privacy.apple.com.
• Make a complaint. In Spain, contact the data protection authority, the AEPD: aepd.es. In another country, contact your local authority. You can find the list at edpb.europa.eu.

Will this policy change?

Sometimes. We will post changes on this page with a new date. For big changes, we will also say so in the app’s release notes.

Version 1.1

Questions? Email hello@nadadebt.com.